International students are welcome to study in most LCC programs. The
programs with the highest enrollment of international students are
business, tourism, engineering, and liberal arts. The majority of LCC
international students (74 percent) are enrolled in university transfer
To learn more about the Lansing Community College campus and its students, go to Facts at a Glance.
If you prefer to print this information the International Student (F-1/M-1 visa) Admission Packet is available here as a downloadable PDF file. The file is sixteen pages long and offers the same information that is available on this website including the application forms. Those with other visa types should contact an international admissions specialist at (517) 483-1200 for information on how to apply.
Any individual who has been admitted to the United States in a temporary, non-resident (visa) status will be classified as an international student at Lansing Community College. Individuals admitted to the United States on any type of visa should use the international application.
Individuals who have refugee, immigrant, or resident alien (green card) status are not international students and should use the LCC domestic student application.
You must be 18 years of age at the time your first semester of attendance begins. However, you may apply up to one year in advance of your planned start date. Additional admissions requirements for international students are affected by U.S. Department of Homeland Security (USDHS) regulations.
Submit a completed LCC
international student (F1 or M1 visa) admission packet.
And, if you have the F-1 or M-1 student visa, or plan to apply for one of these visas, the following items should be attached to the application form:
1 - Original or Certified proof of successful completion of studies equivalent to U.S. high school (secondary)(see High School Documents). Test scores are not proof of High School completion. Will not accept a fax or photocopied document.
2 - Write a brief personal statement explaining your previous educational and employment background and your future educational and career plans.
3 - Provide proof of competency in the English Language (see English competency). Test reports must be received directly from the testing center. Canadians from English speaking provinces are not required to provide proof of English competency.
4 - Provide Original or Certified evidence of financial resources. LCC does not accept faxed or photocopied documents.
Transfer students are students currently attending another
U.S. college and intend to come to LCC, obtain a LCC I-20,
and work toward a program of study. In addition to the
documents listed above, a transfer student must also submit:
5 - A copy of your current I-20, front and back.
6 - An official copy of your current college or university transcript
7 - A photocopy of the current visa page from your passport.
8 - A photocopy of your current I-94 card.
9 - A completed LCC transfer form. (Obtained from Enrollment Services Office)
Lansing Community College requires proof of successful completion of studies equivalent to U.S. high (secondary) school for F1 or M1 admission. This requirement related to the USDHS regulations that F1 or M1 students maintain full-time study and make progress toward completion of a program.
As proof of successful completion of U.S. high school equivalency, you should submit a certified copy or original of the primary document in your country that shows completion of studies. Test scores are not proof of High School completion. This may be a transcript that shows all courses taken, grades received and graduation date, or it may be a certificate of national examination results, or some other document. A certified copy is an original document or attested (signed with official stamp or seal) photocopy that has been issued by the educational institution or government agency responsible for issuing the document. An official English translation must accompany the document.
If you have not yet completed the last year of high school, you may still apply, Submit an official transcript showing the courses you have completed and a letter in English from your school stating that you are currently enrolled and your expected date of completion. You will be required to provide proof of completion when you arrive at LCC.
LCC uses the guide book, Foreign Educational Credentials Required for Consideration of Admission to Universities and Colleges in the United States, prepared by the American Association of Collegiate Registrars and Admissions Officers as its primary resource on determining U.S. high school equivalency. If necessary, other world-renowned references will be consulted to determine if your prior education meets LCC requirements.
Official college or university document can be submitted in place of high school completion documents. If you have completed college or university work in the United States, please read the section titled Transfer Credit.
If you have completed course work at another college or university, either in the United States or another country, you may choose to apply for transfer credit.
To apply for transfer credit for course work done at a U.S. college or university, you will need to submit an official transcript from your previous school. Lansing Community College keeps current catalogs (course descriptions) on file from public Michigan institutions so it is not usually necessary for you to provide course descriptions from these schools. If your transcript is being submitted from a school outside of Michigan, course descriptions are required. It is the students responsibility to provide the necessary materials for a transcript evaluation to occur.
Official transcripts are mailed directly from school to school. Hand delivered transcripts, even sealed in envelops, are not accepted for transfer credit evaluation but may be used for academic advising or counseling. Transfer credits will NOT be posted to the Lansing Community College academic record from transcripts that are not received directly from the issuing institution or Ministry of Education.
Request a credit evaluation report prepared by a member organization of the National Association of Credential Evaluation Services, Inc. (NACES) to be sent directly to LCC at 1121-Registrar, Lansing Community College, PO Box 40010, Lansing MI 48901-7210.
Please contact one of the NACES member organizations listed below to obtain a credit evaluation request form:
Educational Credential Evaluators, Inc.
PO Box 514070
Milwaukee, WI 53203-3470
International Education Research Foundation, Inc.
Credit Evaluation Service
(medical/health career credentials)
PO Box 3665
Culver City, CA 90231-3665
World Educational Services, Inc.
PO Box 5087
Bowling Green Station
New York, NY 10274-5087
World Education Services, Inc.
San Francisco: 4-15-677-9378
Very few financial aid opportunities exist for international students to study in the United States at the undergraduate level. Most grants, scholarships, and loans from public and private sources are restricted to U.S. citizens, including U.S. government loans. Some countries provide financial assistance to their citizens for study in the United States. Funds may be available from private organizations in your country that provide support for study in the United States. Most private scholarships for international students require that you apply from your home country so you should search for these opportunities before you arrive in the United States.
To find information on financial assistance, you might want to contact your Ministry of Education, the U.S. Information Agency through the nearest U.S. Embassy, and the Agency for International Development, Office of International Training, Washington, DC 20523. If you have access to the Internet, you might want to visit the financial aid web page at http://www.edupass.org. If you are already in the United States, public libraries usually reference materials available to research private scholarship sources. Paid Scholarship search services are available in the United States, but they will be searching the sources that are usually restricted to U.S. citizens, so it is unlikely that funds will be found for you. These services are expensive.
LCC offers Foundation scholarships every year for qualified students. For more information, please visit www.lcc.edu/scholarships/foundation.
Authorization for Personal Representative needs
to come directly from the student.
An email or fax will not be accepted.
Sometimes applicants have a friend or relative in the United States who has agreed to assist them in getting admitted to a U.S. school. Or, they would like this person to receive the applicant's I-20 and acceptance materials for special mailing. If you wish LCC to provide information about your application status or your I-20 to someone other than yourself, you must give LCC written permission to do this.
On a separate piece of paper, type or write one of the following statements providing the name, address, and telephone number of your personal representative. You must type or print your name at the bottom of the statement as it appears on your application and sign and date the statement. Choosing a personal representative is optional. If you name a personal representative, you should make sure that the individual has agreed to assist you.
(Insert name, address, telephone number and email address of personal representative) is authorized to act as my personal representative regarding my application to Lansing Community College. He/She is to receive all correspondence regarding my application, including the I-20 form, which I will need to obtain my student visa from the U.S. Embassy.
(Insert name, address, telephone number and email address of personal representative) is authorized to act as my personal representative regarding my application to Lansing Community College. He/She is to receive copies of all correspondence regarding my application. The I-20 form, which I will need to obtain my student visa from the U.S. Embassy, is to be mailed directly to me. is authorized to act as my personal representative regarding my application to Lansing Community College. He/She is to receive copies of all correspondence regarding my application. The I-20 form, which I will need to obtain my student visa from the U.S. Embassy, is to be mailed directly to me.
(Insert name, address, telephone number and email address of personal representative) is authorized to receive the I-20 form, which I will need to obtain my student visa from the U.S. Embassy.
Guest students are students who are currently attending another U.S. college who intend to take a small number of classes at LCC. Guest students must have written permission from the international student office at their primary college to attend LCC. No other application forms or documents are required for guest admission. A new guest form or letter must be submitted for each semester. Michigan State University students should obtain an "LCC Attendance Approval Form" from their MSU academic advisor. All other guest students should obtain a letter from the foreign student advisor at their university authorizing LCC attendance. Please request Fact Sheet #4, Information for Guest Students, for additional information.
For admission to LCC, proof of English competency is required. A Test of English as a Foreign Language (TOEFL) is required before an admission decision can be made. Test reports must be received directly from the testing center. Test reports must be no more than two (2) years old. Test reports must be received by the application deadline. The LCC TOEFL institution code is 1414.
For English Language instruction a minimum total score of 45 and minimum speaking score of 10 on the Internet based test (iBT) is required. For academic program admission a minimum score of 61 and a minimum speaking score of 21 is required.
Countries where English is the Language of the Education System
(Applicants educated in these countries are exempt from the English competency test requirements.)
Students with visas other than the F-1 or M-1 may be
eligible under USCIS regulations to take full or part-time
courses in English as a Second Language (ESL) through the
LCC Center for Transitional Learning. These courses are
offered on the semester schedule. The curriculum code is
LCC also offers full-time English language study in the English Language Studies Program (ELSP) that meets the requirements of the F-1 and M-1 visa. Students who desire English as a Second Language instruction, who have the F-1 or M-1 visa, or who plan to apply for the visa, should use 0097-ELSP as their area of study on their application.
You may apply up to one year in advance for admission to the start
date you desire. (If you have not yet completed high school, see the
If your application materials arrive too late for the start date you indicate on your application, you will automatically be considered for the next start date. Final decision on start date rests with Lansing Community College.
Orientation is a mandatory formal program of
introduction to Lansing Community College. Orientation for new
international students is held approximately two weeks before classes
begin. During the orientation program you will receive information about
USDHS regulations related to international students, LCC services,
academic advising, and registration.
Students must attend orientation in order to be properly prepared to register for classes. Additional information regarding orientation will be mailed with the student's acceptance letter.
Apply as early as possible to allow adequate time for mailing delays, obtaining a visa, and making travel arrangements.
Spring semester (starts in
Fall semester (starts in August)....................................................May 15
Applicants inside the United States are also
advised to apply as early as possible to ensure admission for the
preferred start date. Applications are processed in the order received.
Normal processing time is three weeks. Applications received after the
due dates printed below will be considered on a time-allowed basis
through the last day of registration. Applications not processed by the
last day of registration will be considered for the next start date.
Spring semester (starts in January)......................................December 1
Fall semester (starts in August)....................................................July 15
Nearly all students live in the Lansing area where student rental property is plentiful. Many Lansing city bus routes stop at the campus, so travel to classes is easy. The Student Life and Leadership Office offers a housing information service. This service consists of listings from property owners regarding available housing (type, location, cost), and listings from students looking for others to share housing. These listings are posted on the bulletin boards in the hallway outside the Student Life and Leadership Office and are updated weekly. This information is also available at http://www.lcc.edu/studentlife/housing/.
It is recommended that new students arrive in the Lansing area 1 or 2 weeks before orientation to have adequate time to arrange for housing. Students should bring adequate funds to pay for a hotel room and meals while looking for housing. It is customary to pay a minimum of two months rent to obtain housing. The college does not maintain housing units for students, nor does it enter into third party contracts or supervise off-campus housing. Home stay placements are not arranged by LCC.
Estimated costs for one year of full-time study at Lansing Community College are as follows:
Tuition and fees 1
Room and board 2
Books and supplies 3
Health insurance 4
1 - Based on full-time enrollment of 12
credit hours per semester during the academic year and 6
credit hours during the summer session. Tuition and fees
is based on $289 per billing hour. Tuition and fees are
subject to change at any time upon action of the Board
2 - Includes a 12-month lease. This cost estimate is based on modest, shared accommodations in the college community, with the student preparing most meals at home or eating in the school cafeteria.
3 - Based on purchase or rental of a combination of new or used textbooks for an average academic program. Certain specialties may have higher costs.
4 - Health insurance is mandatory. Students may purchase insurance in their own countries or they may purchase student insurance when they enroll in classes.
5 - Based on public transportation. Does not include purchase price of private auto or transportation to and from the United States.
6 - Included are such items as clothing for four seasons, laundry and personal grooming articles, cultural and leisure events.
Please note: It is the responsibility of the student to arrive with sufficient funds to pay temporary living expenses (hotel and meals), make arrangements for living quarters and meals, register for the first semester of classes, and pay other expenses related to living in the United States. Also, determine how and when your sponsor will provide funds to you to make sure that you have adequate finances for your living and educational expenses throughout the year. Lansing Community College does not have any financial assistance or emergency funds available for international students.
See more in Visa Information.
The subject you would like to study is given many titles in the United States It may be referred to as area of study, concentration, curriculum (plural curricula), major, or program. To obtain the F-1 or M-1 student visa, a program of study must be listed on the I-20 form; therefore, you must list a curriculum on your application. Curricular guides list the course and graduation requirements for each area of study at LCC. Be sure to note the exact name and number of the curriculum that you choose on your application.
If you are applying to LCC for English Language instruction, you should use ESL for area of study name and 0097 for number on your application.
Certificate programs are only eligible for the M1 visa period. Students with an M1 visa may NOT change to the F1 visa to extend their study to the Associate degree level without returning to their home country.
If you plan to complete an Associate degree you should know
that USDHS regulations do not allow the F1 student to choose
"undecided" as a program. If you are uncertain of what you
want to study (undecided), we recommend that you select,
0251-Liberal Studies, because it allows the largest choice
of courses. Our academic advisors will be happy to assist
you during your studies at LCC to develop your educational
and career plans.
The Associate degree (2 year career programs) prepares an individual for a specific type of employment that requires in the United States only two years of college preparation. Employment in these careers in your country may require more or less college study.
To choose a program of study that is a certificate (less than two years) or Associate degree program click here.
Transfer programs are careers where two years of college
study is usually not sufficient for employment in this
field. Additional study is undertaken at the university
level for the third and fourth year resulting in the
Bachelor's degree. If your long-term educational goal is to
obtain the Bachelor's degree, you should select a transfer
program rather than an Associate degree career program.
During your study at LCC, our academic advisors will be available to assist you in preparing to complete an Associate degree or obtaining information about completing a transfer program, including preparing for admission to the transfer institution of your choice. It is the student's responsibility to meet the admission requirements of the transfer institution.
View the transfer program list.
This type of program would be designed for students who plan to remain in their home country while pursuing a program of study at LCC. For more information view online programs.
Visa is a permit placed in your passport by a U.S. Embassy or Consulate official that gives you permission to travel to the U.S. There are many different categories of visas. The visa given to you is determined by the purpose of your trip to the U.S. Each visa category has a set of Department of Homeland Security, DHS, regulations that govern the activities you may engage in while in the U.S. Almost all visa categories allow a person to attend school either full or part-time. The length of time required to obtain a visa and the method of applying vary at each U.S. Embassy or Consulate. Check with the nearest U.S. Embassy or Consulate for information on the process currently in effect.
Student Visa (F-1 or M-1)
LCC offers programs that meet the requirements of the F-1 (academic study) and M-1 (vocational study) student visas. You should know that a student must follow certain DHS regulations to obtain and keep their student visa. You must:
Declare a program of study and make progress toward completion of that program each semester;
Complete at least 12 credits each semester and complete two semesters each year;
Maintain a cumulative 2.0 (C) grade point average;
Keep the school advised of your U.S. address.
The I-20 form must be presented to the U.S. Embassy or Consulate to obtain a student visa.
Prospective Student Visa (B-2)
Under certain circumstances an individual might wish to personally visit one or more U.S. colleges to complete admission, inspect facilities, or for a personal interview. Because admission has not yet been granted, the schools cannot issue an I-20 form so the prospective student visa should be requested at the U.S. Embassy or Consulate. Be sure to inform the U.S. Embassy or Consulate that the purpose of your trip is to visit a college or university. This allows a limited period of time to complete admission and, while in the United States, apply for a change-of-status to a student visa. Warning B visa holders will not be allowed to pursue a course of study, until the DHS has approved the students application to change status.
Visitor (B-1 or B-2)
The visitor (business or tourist) visa allows school attendance for language or recreational courses. Those individuals who intend to be full-time students or who intend to complete an academic or vocational program must return home and apply for a F1 student visa from their home country
WT status means that you were allowed to enter the U.S. for a short visit without a visa. This status cannot be changed to a visa status while in the United States. In many cases, school enrollment is prohibited by DHS regulations for persons with WT status. You can arrange for school admission while in the United States in WT status, but you will need to exit the United States to your home country, obtain a student visa, and re-enter in time for the start of classes.
Other visa categories and their regulations are too numerous for this publication. Almost all visa categories allow a person to attend school either full or part-time. However, school admission is not automatic; you must meet the requirements for admission as established by the school. If you have questions about your visa category and LCC attendance, please contact the Admissions Office and our staff will be happy to assist you.
Canadian citizens may enter the United States as students with the I-20 form and a copy of their financial resources documents. A passport is not required.
The I-20 form is issued with the acceptance letter to students in the United States who already have the F-1 or M-1 student visa. I-20 forms and photocopies of financial documents are issued to applicants outside the United States with the acceptance letter. Students in the United States who intend to apply for a change of visa to F-1 or M-1 will receive the I-20 form during a personal interview with a Designated School Official (DSO) after admission has been granted.
I-20 forms are never issued before admission is approved. I-20 forms, in accordance with DHS regulations, are mailed directly to the student unless the student has named a personal representative (see Personal Representative section).
In the United States, the spouse (wife or husband) and children under age 21 of an individual are called dependents. Individuals entering the United States on the student visa (F-1 or M-1) are eligible to apply at the U.S. Embassy or Consulate to bring their dependents with them. Or, the dependents can apply later at the U.S. Embassy or Consulate to travel to the United States to join the student. Dependents receive the F-2 or M-2 visa. The student (or applicant if not yet admitted) must show that financial resources are available to support any dependents brought to the United States. Dependents, according to DHS regulations, may not work under any circumstances. For additional information on bringing dependents to the U.S., write or call the Admissions Office for International Student Fact Sheet #20, ?How to Apply for Permission to Bring F-1/M-1 Dependents to the United States.
When your purpose for remaining in the United States has changed
from your original purpose, you will need to request a change of visa
status from the USDHS. This is usually referred to as change-of-status.
For example, a student's dependent in the United States with a F-2 visa
might decide to begin study toward an associate degree and thus need a
If you want to apply for a change-of-status while in the United States to the F-1 or M-1 visa, Lansing Community College can assist you, but it is the USDHS that makes the decision to approve or deny your request. You must first obtain admission to LCC by following the directions for F-1 or M-1 student visa admission. After admission, an appointment will be scheduled for you to meet with a DSO who will explain the USDHS form required to request change-of-status. The USDHS currently charges $290 to process this form.
You must apply to the USDHS for your change-of-status at least three day before your current visa expires. It can take several months for your change of visa status request to be processed by the USDHS. However, you can remain in the United States while your request is being considered, even if your current visa expires during this time.
Some visa categories (look above) are not eligible to change status while in the United States. If you have questions about your particular situation, please contact our office for additional assistance.
If our information packet has not answered all your questions about LCC, international student admission, or USDHS regulations that affect students, you may contact the Admission Office for assistance.
You can also check:
International Club at LCC
The Lansing Community College International Club helps international students adjust to the American education system, meet new people, and learn about other cultures.
The International Club is not only for international students; it is for any interested LCC student.
English Language & Culture Program at LCC
The English Language and Culture Program (ELCP) provides intensive English instruction primarily to international students from throughout the world who want to improve their English language skills before beginning academic course work at the college level.
Find your way
Where you'll find how to get to LCC's main campus and off-campus learning centers, locate services and transportation alternatives as well as view LCC's campus activities and facilities. For more information visit the website: Find Your Way
Online Learning (Internet)
Online Learning college allows students to take courses via the internet. A variety of courses are available which apply to many LCC majors. Currently, virtual college students can earn a general associates degree with an emphasis in business entirely on-line. For more information visit the Online Learning website.
This type of program would be designed for students who plan to remain in their home country while pursuing a program of study at LCC. Students in the U.S. on an LCC issued I-20 are limited to taking only one on-line class per semester.
Where can I get Additional Information About LCC?
For general information about the school, you may visit Enrollment Services, Room 203, Gannon Building. During semesters, the office is open Monday through Thursday 9 a.m. to 6 p.m., and Friday 9 a.m. to 4 pm. Or you may call (517) 483-1200 for telephone assistance.
If you are outside the Lansing area, we suggest that you FAX your questions to us at (517) 483-1170. If you are sending a fax to us from outside the United States, we recommend that you type or print your document in black ink slightly larger than usual to accommodate poor transmission on overseas telephone lines. Make sure that your name and response information (telephone number including country code or mailing address) is included. Our FAX machine is active 24 hours each day.
You can also choose to contact us by using e-mail at email@example.com. Please make sure your e-mail message includes your name and response information (how you want us to reply to you -FAX, e-mail, air mail-and the proper address).
If you would like to use the mail to contact us, please use the following address (USA is only required if you are outside the United States):
1121 - Admissions
Lansing Community College
PO Box 40010
Lansing, Michigan 48901-7210
Each inquiry is answered in the order it is received. If you are requesting that we mail something to you, please allow three weeks for delivery. If you are asking us to answer your inquiry by FAX or e-mail, please allow a minimum of three business days.
Guest students are students who are currently attending another US college or university and who intend to take a small number of classes at Lansing Community College. According to the US Department of Homeland Security (USDHS) regulations, international guest students must have written permission to attend classes at LCC from the international student office at the college that issued their I-20s or DS-2019s. New international guest students should apply on-line at www.lcc.edu. Please be certain to select the International Guest Application from the choices. Guest admission does not qualify the student for an I-20 from Lansing Community College. LCC does not accept the Michigan Uniform Undergraduate Guest Application form from International guest students
Permission for international guest student enrollment is granted for one registration period at a time. Written permission must be obtained for each desired semester of attendance. Permission is required whether or not the class will be taken for audit, transfer credit, or for personal interest.
It is the school which issued your I-20 or DS-2019 form which determines your requirements for: 1) maintaining your visa status while attending LCC; 2) course selections and number of credits to be taken at LCC; 3) whether your LCC credits will be accepted for transfer credit; and 4) how many times you may attend LCC as a guest.
International guest students, regardless of the tuition arrangement at their regular school, are charged the international tuition rate at LCC. The spring semester 2012 rate is $276 per billing hour. (Tuition rates are subject to change at any time by decision of the LCC Board of Trustees.)
Guest students must meet course requirements for enrollment. Placement tests or proof of successful completion of prerequisite courses may be required. Guest students are advised to check course requirements listed in the schedule book prior to registration. Students who desire a waiver of placement tests or other prerequisites based on previous course work completed at their former or current US college or university should visit waivers for more information. The completed waiver request form and an unofficial transcript from your current US college or university can be submitted to the LCC Advising Center, Gannon Building Room 212 for review. Waivers are usually processed within 2-3 business days. Guest approvals and completed waiver request forms may also be dropped at LCC East, LCC West, the LCC Livingston Center, and the St Johns Clinton County Center. Please allow extra time for processing if dropping forms at locations other than the main campus in downtown Lansing.
Students who intend to transfer credit back to their regular school need to request an official LCC transcript. Students are advised that most US colleges and universities will not use student-issued transcripts (even in sealed envelopes) for transfer credit evaluation. You must provide the correct mailing address for the school which is to receive your transcript on the request form. A $5.00 fee is charged for each transcript.
Once you have completed your on-line application contact your academic advisor or the MSU Office of International Students and Scholars to obtain the “Dual Enrollment Approval Form” or you may download the form from the OISS website. A completed form requires three signatures: the student, the MSU academic advisor, and a representative from the OISS. The form can be mailed to:
1121-International Admissions, Lansing Community College, PO Box 40010, Lansing MI 48901-7210
at least two weeks prior to registration or presented in person at Gannon Building Room 203. Returning guest students should submit the form at least 7 business days prior to their registration date.
Once you have completed your on-line application you will need to present a letter from the international student office at your school which states:
LCC international students who wish to attend another US college or university as a guest student need to discuss their plans with the Primary Designated School Official (PDSO), Gannon Building Room 203. Guest approval is not automatic. A number of visa status regulations must be considered before a decision regarding guest approval can be made. For this reason, students are advised to discuss with the PDSO their plans well in advance of the admission deadline at the other school.
If you have questions about International Guest Student Admission, please call the Enrollment Services Office at (517) 483‑1200 and ask to be connected with an International Admissions Specialist.
If you prefer to discuss your questions in person, please visit the Enrollment Services Office, Gannon Building Room 203. Walk-in service is limited so please call ahead for times that an international specialist will be on duty.
You may email your questions to Admissions@lcc.edu. Please enter "International Guest Admissions" in the subject line.
Health care in the United States can be very expensive. Even a short hospital stay can cost thousands of dollars. The U.S. government does NOT pay any part of the medical expenses for international students or their family members. If you do not have insurance and you need medical care, you will end up paying huge bills all by yourself which could negatively affect your study and subsequently your status.
For this reason effective Fall 2012 semester Lansing Community College (LCC) is requiring all F-1 visa holders whose Form I-20 was issued by LCC and their dependents to have and maintain health insurance coverage while in the United States. However, F-1 students and their dependents are strongly encouraged to maintain insurance coverage at all times.
Health insurance is a contract between you and the insurance company that says that the insurance company will pay a portion of your medical expenses if you get sick or hurt and have to visit a doctor's office or hospital. Some contracts also specify that the insurance company will pay a portion of your medical expenses to ensure you don't get sick, such as paying for annual physicals or immunizations. However, the amount of your bill that the insurance company will pay, and under what circumstances they'll pay it is known as coverage and can vary.
Health insurance is not exciting, but it is essential - to your life and well-being - for all those health care needs you can anticipate, as well as those you can't. Having health insurance coverage may very well save you time, frustration, worry, and crises at some point in the future.
For your benefit, safety and convenience, LCC has negotiated a reasonable and comprehensive health insurance policy for international students. Administered by International Student Protection (ISP), and underwritten by Chartis Insurance, LCC encourages you to purchase this endorsed policy. It offers a special group rate and features a reduced deductible.
Unexpected illness or an accident that results in a single hospital visit can be very expensive without insurance. An uninsured hospital stay can cost even more - up to thousands of dollars - and can generate bills that you will have to pay on for many years.
Keep in mind, it is generally impossible to buy insurance after you get sick because an illness or injury that you already have, called "pre-existing," is usually not covered by insurance.
All F-1 students and their dependents must enroll in or waive the insurance online. Please note that in order to apply for the ISP Health Insurance Program, you will need to provide ISP with a U.S. address. If you do not yet have a local Lansing address at the time you apply, you can temporarily use an LCC office address. Please use the following format when entering the address in the enrollment site:
Name: Janet Tower, 1130 Support Services
Street 1: Lansing Community College
Street 2: PO Box 40010
Your insurance card will be mailed to LCC and you can pick it up when you arrive to Lansing Community College. It is your responsibility to notify ISP of your address change. When you secure housing, contact ISP by calling 1-877-738-5787 or email firstname.lastname@example.org and give them your address. This will ensure you will receive your claims and important information from ISP and their claims team.
ISP will notify LCC directly of your processed application and coverage period and you will not be required to submit a copy of your insurance notification.
A list of your network of doctors and providers can be found via the Cofinity Network website. You may also call 1-800-831-1166 or 1-877-738-5787 for assistance in finding a nearby facility.
If you already have an insurance policy that you believe meets the requirements listed below, it must be approved. Waivers must be completed online via the ISP web link no later than January 10, 2013. Beyond this date, no waivers will be accepted.
Health insurance can be a complicated and confusing subject. Many health insurance plans are available with all sorts of varying coverage, exclusions, deductibles, co-pays, and so on. The following are generally accepted tips for accessing and utilizing any health insurance plan.
A detailed list of insurance terms definitions is available in a brochure at the ISP website.
It is the student's responsibility to comply with the College's policies as they relate to health insurance. Failure to comply will negatively affect your visa status at LCC. All of your courses will be dropped for non-compliance of LCC's policies and you will be reported to the Department of Homeland Security as out of status.